| Home Warranties! What do they cover...and what | | | | - Kitchen Refrigerator |
| don't they cover for your new Nashville home? | | | | - Water Heater |
| In preparing your purchase contract, I always ask | | | | - Ceiling Fans |
| the seller to provide a home warranty for you. | | | | - Toilet Tanks and Bowls |
| And most of the time they agree. But exactly | | | | - Attic and Exhaust Fans |
| what is a home warranty and what does it | | | | - Ductwork |
| cover? | | | | - Oven/Range/Cooktop |
| Basically, it's an insurance policy. I've seen home | | | | - Circulating Pumps |
| warranty companies put in a whole new HVAC | | | | - Instant Hot Water Dispenser |
| system without question...but, I've also seen them | | | | - Sump Pumps |
| deny a tiny claim that I felt should have been | | | | First Class Upgrades are usually available: |
| covered. | | | | - Faucets |
| The procedure is this: In the event of a problem | | | | - Shower Heads |
| with any covered item, you will call the toll free | | | | - Heating Registers and Grills |
| number that you were given at closing. This will | | | | - Window A/C Units |
| file your claim. The warranty company will then | | | | - Smoke Detectors |
| send out their chosen representative (repairman). | | | | - Garage Door Openers |
| And, just like health insurance...sometimes the | | | | - Refrigerator Ice Maker |
| issue is considered to be a pre-existing condition, | | | | - Disposal of Freon |
| which will most likely not be covered. Never | | | | - Pools and Spa Equipment |
| attempt to repair anything yourself! This will void | | | | - Washer and Dryer |
| your claim. If they determine that you (or | | | | - Well Pump |
| anyone) has tampered with or tried to fix the | | | | - Septic Tank Pumping |
| problem, they will usually deny the coverage. | | | | - Some Roof Leak Coverage |
| If the representative determines that you have a | | | | Coverage for Buyers begins at closing and |
| valid claim, the repairs will be made...minus your | | | | continues for one year. The warranty company |
| deductible! This amount varies according to the | | | | will, in many cases, give you the option of |
| policy. Deductibles are usually in the $50-$75 | | | | continuing the coverage for additional years. This |
| range. | | | | option usually comes by mail before your first |
| This is the available coverage for Nashville real | | | | year is over. |
| estate. Other areas of the country may have | | | | Sellers can also take advantage of some |
| different coverages available...with different prices. | | | | coverage while the house is on the market. This |
| Most warranties cover these basic items: | | | | applies if they sign up for the warranty when the |
| - Electrical System | | | | property is listed. Be sure to ask your listing agent |
| - Plumbing System | | | | about this. |
| - Heating/Air Condition System | | | | I always enjoy hearing from you, so please |
| - Telephone Wiring | | | | contact me with any questions you have about |
| - Whirlpool Bath Motor and Pump | | | | Nashville Real Estate. |
| - Dishwasher | | | | |